HIDDEN GEM SYSTEM JULY 2020 PORTFOLIO UPDATE

“Things start to pick up in July 2020”

Things start to look up in July 2020, because of the boost in PUBLIC BANK that went up 13% that gave me the confidence to focus more on HGS portfolio.

“Here is what happened…”

This month my portfolio have a lot more movement as

• I sold my PUBLIC BANK Stock which I use it concentrate & put my money where my mouth is (on HGS criteria stocks, haha)
• I use the capital from selling PUBLIC BANK stocks & bought into PADINI
• The balance money I use to buy AJINOMOTO stocks

“How did the OVERALL Portfolio fare against the HGS Portfolio”

Here are the highlights

1. For the OVERALL Portfolio, it went up 2.1% from RM 25k to RM 27.8K (include cash balance of RM 2,425)
   

• My 2 LEGACY stocks , 1 went up by 5% (SLP, -55% to -50%) & the other went down by 1% (ULICORP, -87% to -86%)
• SCICOM help push up the OVERALL portfolio as it went up by 23%
• As shared earlier , I sold PUBLIC BANK & got back my capital , while leaving my profits in

2. For the HGS Portfolio, it went up by 4.7% from RM 3.2K to RM 12.6K (due to the purchase of the PADINI & AJI stocks)
   

• HGS Portfolio could have done better if not for the drop in AJI stocks of 6.5% & PADINI by 10% after I bought in (sigh)
• Luckily for DNEX, it push the HGS portfolio up registering at 27% increase month to month

“What did I learn?”

LEARNINGS

So 1 of the strategy I did from learning from other investor for my PUBLIC BANK stock was

1. Instead of selling everything , just sell to get back my CAPITAL & leave the profit in to ride the highs
2. But after looking back now, this strategy is appropriate if the stock price has double, so that you have a substantial amt of balance units/stocks to ride the high OR to just have a meaningful amount there
3. Also, I learn that if your holdings of PUBLIC BANK is too low, when dividend is declared & when the amount credited to me is less than RM 5, then it will be deducted entirely for handling charges by the security house (for eg RHBINVEST or HLeBroking)

For AJI ,

1. I shouldn’t have bought with the balance cash that I have , if it did not meet the criteria. We need to be discipline in investing, because AJI was at 3 MONTH HIGH then (& even now is still a 12 MONTH HIGH) at 17.12. Last few months it is hovering at 15. I have set my target price to BUY, but because there is not much movement, so is hard to BUY in. Now I am just playing a waiting game.
2. I also learn that , it only makes sense that the minimum investment for me was RM 6,000 to make sense of my remisier cost. (Yes , I was still using REMISIER, so dont judge me, Haha. At that time, I was busy with developing my class syllabus & didnt want to spend time to chase the price up & down. Now I learnt that I can just key in the order for the day & let it hit the price I want, rather than chasing it)

“So, what did you learn? I’m curious”

What do you learn from this sharing OR my sharing so far? Do let me know.

*DISCLAIMER – All stocks listed here are not a recommendation. The article is written purely for the purpose of education and journaling only. The content of this article is an expression of my opinion and should not be taken as professional advise. If you are seeking for professional advise, please consult me personally . You should do your own research and/or seek expert’s advice when doing your investments.