HIDDEN GEM SYSTEM

FEB 2021 PORTFOLIO UPDATE

I always wanted to do this….

So I wanted to do something like this for a very long time to keep myself accountable & pen my thoughts on what I did right & wrong as I review my portfolio every month. The main intention for doing this is – I am a forgetful person. Having a blog like this reminds me of how much I need to push forward vs laying back for a moment to appreciate the accomplishment that I have achieve (self boosting ego initiative….haha).

But most importantly is that, I do hope, you as a reader can benefit from my sharing & learn to improve on your personal finance & investing knowledge, every month, of the way. So here goes……

“What is Hidden GEM System?”

As an intro, HIDDEN GEM System (HGS) is an investment hack that we innovated last year in the MCO 1.0 lockdown (April 2020). You can watch the intro video HERE to know all about it. At that point of time, my stock investment was very very bad. I am going to share with you here, very transparently , how bad it was. (You can click HERE to read how it all began in May 2020)

“My 2 Portfolios is actually…..”

Hence that is why you can see there are 2 portfolios here

• OVERALL PORTFOLIO – This includes my old stock investment before I started to apply HGS investment hack
• HGS PORTFOLIO – As the name speaks for itself, it is all the stocks that has been identified, filtered using this investment hack. Some stocks I have taken profit, so I will share more as we go along.

So as you can see, I started this update on Feb 2021 (comparing with Jan 2021) which I made some investment fine tuning from my mentors & got quite a phenomenal result. Do follow this site, as I will share month by month from April 2020 to Jan 2021, to catch you up to speed.

Then you can ride the roller coaster wave with me on how I felt when I realize my stock portfolio (like everyone) has taken a beating when the market crash on 18 March 2020 (when Prime Minister announce in Malaysia MCO 1.0 – complete lockdown to counter the pandemic of COVID – 19).

“Let’s get to the chase / main topic”

Here are the highlights

• OVERALL PORTFOLIO
  • In Feb 2021, OVERALL portfolio improve by 13.6% compared to Jan 2021, mainly thanks to the HGS portfolio. The only few stocks which is not in the HGS portfolio is ULICORP, SLP, SCICOM & PBBANK (but PBBANK is a negligible amount)
  • Compared to the investment cost, the OVERALL Portfolio reduce the losses from -17.6% to -7.6%, nearing the breakeven point for the first time in many months.
• HGS PORTFOLIO
  • In Feb 2021, HGS PORTFOLIO improve by 20.3% compared to Jan 2021, mainly due to DNEX which had a 272% bull run from the time I invested in May 2021.
  • Compared to the investment cost, the HGS Portfolio increase from 6.4% to 26.9%, thanks to MYEG & DNEX’s growth.

“What did I learn and realize”

My biggest learning this month was that, it takes every stock in my overall portfolio stocks to grow in unison, to have that tremendous growth that I was looking for. Although I am happy, DNEX caught fire and hit a high of 400%, but it takes more than 1 stock to really grow.

“Why didn’t I put in more?” (When the stock price is going up)

My observation during this BULL run for DNEX, my emotions was very fickle. The urge to sell came strongly as I wanted to take profit. At the same time, I kept wondering as to how to double my paper profit in DNEX OR how to make more $$$ as I started investing very small amount last year. Sort of a bit regret, that I didn’t put in more. Guess when the stock is on the BULL RUN, every investor goes thru the same feeling as well. Asking the question, “Why didn’t I put in more” . Haha.

“Learn from this experience to DOUBLE or TRIPLE my profit in the next investment”

But when the stock makes losses, the other question will come in. Why did I put in so much to this S***** stock? So in the end, I have to keep reminding myself to be happy with the decision I made that got me this result. And to learn from this ‘GOOD’ experience to double or triple my earnings in my next investment.

“Another fine tuning effort I made was…”

Another fine tuning I did and notice was in December 2020, I notice my entire portfolio consisted 80% Mid cap stocks vs 20% Big Cap stocks. When I took the time to compile all my stocks into a dashboard, I finally realize my portfolio was very volatile (because of the 80% stocks are Mid Cap) and my entire portfolio was appreciating much, even though I had a few stocks having 15- 20% appreciation in 3-4 months ( which was great and awesome for me). So finally when I switch in Jan 2021 to 50% Mid Cap & 50% Big Cap stocks, my entire portfolio was more stable and that’s how I got this growth in Feb 2021.

“Last but not least……

Last but not least, I wanted to share this portfolio update month on month basis, because I wanted to see how effective this HGS investment hack is. After 10 months, I am convince & wanted to benefit to as many reader as possible. I couldn’t have done this value investing exercise and monitor stocks on a month to month basis, if I didn’t outsource 2 months of value investing analysis work to Hidden GEM system CHEAT SHEET. Don’t know what I mean? Test drive .

*DISCLAIMER – All stocks listed here are not a recommendation. The article is written purely for the purpose of education and journaling only. The content of this article is an expression of my opinion and should not be taken as professional advise. If you are seeking for professional advise, please consult me personally . You should do your own research and/or seek expert’s advice when doing your investments.