Can’t Profit From Unit Trust?

I don’t have money to invest – Part 2

So last week I made a video which talks about a lot of misconception a lot of people mentioned about not having enough money to invest and today. I want to share with you the second way of how we can invest with as little as a hundred ringgit. Which would tie to another misconception.

Hi, my name is Ka Hoe and I’m the founder of J Advisory. So what is this second way of investing with as low as a hundred ringgit. And you guess it right is called Unit Trusts. And yes, this misconception is always tied to Unit Trust because Unit Trust in Malaysia seems to be like a bad word because a lot of people feel that ey you can’t really make money with Unit Trust but Just want to be debunk this misconception is because I do see a lot of people making profit with Unit Trust perhaps in this video, I can share with you some of the reasons why those people made profit, right?

So, okay first thing first, how do you invest with Unit Trust with RM 100? You need to do it on a regular saving basis. Basically, you need to put the RM 100 aside. You can’t invest one off and To do that you basically need to register an account with one of the Asset Management company or you can actually go to what we call aggregator company similar like FSM 1 and e-Unit Trust.

They basically have over 20 to 25 different asset management companies in one platform. So instead of having to go one by one you basically can go to those aggregator platforms, if you like, I’ll share with you the link. And no this is not a sponsored post. And in order to do that and to make sense. This is also one reason why a lot of people didn’t make profit and is because a lot of people have started investing in unit trust with a very high sales charge, I think is somewhere when I first started in year 2004, I got involved in to invest in unit trust. The surcharge those days was 5 to 6 percent.

And if you look closely or when we look closely to some of the Investment Portfolio that we have for our clients those that actually made money are having some of the low sales charge, which we’ve seen between one to maximum 2% or even if you have a zero percent sales charge, that will be even better for your investment.

So, you can go to this aggregator platform and basically start off that way because some of these platforms are offering even sales charge as low as 1% or some are actually 0% That will give your investment a higher return or higher chance of getting a positive return, right?

So if you not heard of this before you know you basically can go and Google and there will be a list of unit trust which you can start off with a hundred ringgit without having a initial investment of a RM 1000. So is this something that you learn today. Just let me know. I’ll be happy because at least I know the videos actually help somebody if you already know, do share this with somebody because I’m sure there’s somebody who doesn’t know this yet. So I look forward to seeing you in my next video.

Here is the link as I mention in the video

• FSM 1 – https://www.fsmone.com.my/
• eUnit Trust – https://www.eunittrust.com.my/